How We Got Here
Seven years of learning, adapting, and building something we're genuinely proud of.
The Beginning
Two financial advisors in Canberra started running evening workshops about contingency planning. We expected maybe a dozen people. Thirty-seven showed up to our first session in a borrowed conference room.
When Everything Changed
The pandemic hit, and suddenly everyone needed contingency plans yesterday. We moved everything online and developed our first structured program. It was chaos, but it proved we were onto something important.
Expanding Beyond Workshops
We launched our first comprehensive learning program in August. The feedback helped us understand what business owners actually needed—practical frameworks, not theoretical concepts.
Building Resources
Created a library of real-world case studies from Australian businesses. These weren't sanitized success stories—they showed the messy reality of implementing contingency plans during actual crises.
Where We Are Now
Our autumn program starts in September 2025. We've refined our approach based on hundreds of conversations with business owners who've tested these frameworks in real situations.
What Guides Our Work
These aren't platitudes we put on a wall. They're the things we actually argue about in our team meetings.
Honest About Limitations
We can't predict the future, and we won't pretend we can. What we can do is help you build flexibility into your financial planning so you're ready for whatever comes next.
Practical Over Perfect
A contingency plan you actually use beats a comprehensive one gathering dust. We focus on frameworks that fit into how you already work.
Context Matters
What works for a retail business in Brisbane won't necessarily work for a consultancy in Melbourne. We spend time understanding your specific situation before suggesting anything.
Learning From Reality
Our best insights come from businesses that tried our frameworks and told us what didn't work. That feedback shapes everything we teach.
The People Behind selitharno
We're a small team, which means everyone here shapes what we do and how we do it.
Bronwyn Kasprowicz
Founder & Financial Education StrategistBronwyn spent twelve years as a financial advisor before starting selitharno. She got tired of seeing businesses struggle because they'd never thought through their backup plans. Most days you'll find her refining program content or talking through specific scenarios with participants.
She's convinced that good contingency planning isn't about pessimism—it's about having the freedom to take smart risks because you know you've got options if things don't pan out.
Verity Bannerjee
Co-Founder & Budget Planning SpecialistVerity joined as a co-founder in early 2019 after years working in corporate finance. She brings a practical perspective to budget contingency planning—she's seen what happens when large organizations face unexpected financial pressures, and she knows small businesses need different approaches.
She develops most of our case studies and scenario exercises. Her rule is that if a business owner can't implement something within their current workflow, it probably needs rethinking.
How We Approach Financial Education
We don't believe in one-size-fits-all solutions. Every business faces different pressures, operates in different markets, and has different tolerance for uncertainty.
- We start by understanding where your business is now, not where we think it should be
- Our frameworks are designed to be adapted, not followed blindly
- We focus on building your capability to make informed decisions, not creating dependency
- Real examples from Australian businesses form the core of what we teach
- Programs run over several months because meaningful learning takes time
Ready to Build Your Safety Net?
Our next comprehensive program begins in September 2025. We keep groups small so we can work through your specific challenges. If you're thinking about joining, get in touch—we're happy to discuss whether it's the right fit for where your business is now.
